This is our official definition of what buildings are on our policy.
The buildings used for domestic purposes, situated at the address or addresses shown in your schedule which are owned by you, or for which you have a legal responsibility, including:
the main domestic structure;
garages and outbuildings;
decorative finishes;
permanent fixtures and fittings;
domestic fixed fuel tanks;
garden walls, fences, gates, paths and drives;
hard tennis courts, patios, steps, terraces, ornamental man-made ponds, fountains and bridges;
permanently fitted hot tubs and swimming pools;
radio and TV aerials, satellite dishes, solar panels, external lighting, alarm systems, surveillance equipment and lifts;
underground service pipes, cables, sewers, drains and drain inspection covers.