clothing and other personal property

audio and visual equipment

pedal cycles

tenants’ fixtures and fittings and interior decorations

golf buggies, electric wheelchairs, segways, models and toys including battery operated and/or pedestrian remote controlled devices;

motorcycles with an engine capacity of 50cc or less;

credit cards;

money including money held on behalf of a registered charity for which no other insurance is in place;

office equipment;

outdoor items;

sports equipment including guns;

saddlery and tack;

trailers and horseboxes used solely for domestic purposes within the grounds of your home;

fine art and antiques;

jewellery and watches.

motor vehicles other than those defined under listed above;

any boat or vessel designed for use on water other than those defined under watercraft;

caravans and aircraft (including but not limited to model aircraft, gliders, hang- gliders, microlights and drones) and any parts or accessories thereof;

any living creature;

any part of the buildings;

any items held or used in connection with any business, other than as defined under office equipment.