The policy covers a lot of things and it depends on whether you buy Home Insurance (Contents and Buildings cover combined), Contents Insurance or Buildings Insurance.

To know exactly what you are covered for you need to read the policy wording in full.

We do provide a summary of your cover on our product information pages for home, contents and buildings insurance. These pages only include a summary of the cover so does not include everything and all the details, such as specific exclusions or inner limits.

You can download and read the policy wording and IPID on the product pages, or alternatively you can view or download your policy documents in Your Account.